Seize new growth opportunities and broaden your international presence by strategically leveraging our global partnerships to enter new markets and segments.
Unleash the potential of our partner ecosystem, encompassing banks, card processors and BIN sponsors, international money transfer services, lending institutions, and numerous other key players.
Tap into our expertise in navigating regulatory complexities. Whether you are licensed or not, leverage the advantages of our comprehensive financial services license application process, designed to align with your specific capabilities and requirements.
International
Presence
Partner
Ecosystem
Navigating
Regulatory Complexities
eWallet
- Deliver a seamless and stress-free financial experience that includes basic transactions, sophisticated budgeting, and goal setting capabilities.
- Empower financial freedom by allowing subscribers to open multiple wallets, each functioning as a distinct account, and give them unprecedented control over their finances.
- P2P
- QR payments
- Purchase airtime and MNO services
- P2P cross wallets
- P2M: ecosystem of merchants
- Utility bills aggregators
- Remittances
- International transfers – IBAN
- Bank to wallet & vice-versa
- Card to wallet
- Current account
- Invoice collection
- Factoring
- Reconciliation
- Bulk payments
- Advances on salaries
- Virtual/physical
- Debit
- Prepaid
- Credit
- Credit scoring
- Mobile money lending
- P2P lending
- Microlending
- Register using mobile number
- OTP Validation
- Document Genuineness (ID validation)
- EKY
- AML/CFT
- Loyalty program
- Personal finance management
- Junior account – prepaid card
Payment Instruments
- P2P
- QR payments
- Purchase airtime and MNO services
- P2P cross wallets
- P2M: ecosystem of merchants
- Utility bills aggregators
- Remittances
- International transfers – IBAN
- Bank to wallet & vice-versa
- Card to wallet
Business Wallet
- Current account
- Invoice collection
- Factoring
- Reconciliation
- Bulk payments
- Advances on salaries
Cards
- Virtual/physical
- Debit
- Prepaid
- Credit
Introduce Lending to Monetize the Wallet
- Credit scoring
- Mobile money lending
- P2P lending
- Microlending
Digital On-Boarding
- Register using mobile number
- OTP Validation
- Document Genuineness (ID validation)
- EKY
- AML/CFT
More Features
- Loyalty program
- Personal finance management
- Junior account – prepaid card
Software as a Service
Redefine your role in this digital era. Launch your financial services with your own branded logo.
Stand out from your competitors by providing your subscribers with an extensive array of white-label banking services and products.
- Digital onboarding and validation
- RegTech solutions
- API integration
- Artificial intelligence-based credit scoring
- Management systems for cards, loans, and bills, among other offerings.
Unlock the power of automated card management and settlement with our CMS – designed to handle all types of cards, from prepaid and credit to debit, both virtual and physical.
- Fully customizable system
- Seamlessly integrates with MNOs’ existing setup
- Offers the latest card technologies such as chip, contactless, biometric, NFC, and more.
Banking as a Service
Effortlessly integrate financial products into your subscribers’ non-financial experiences, pathways, or platforms through our Banking as a Service.
Our state-of-the-art technology, coupled with a strategic and intelligent partnership approach involving banks, financial institutions, and financial service facilitators, empowers you to enhance your offerings and add value to your subscribers’ journeys.
We embed your customer journey with:
- Payment services, such as cards
- Lending services such as BNPL
- Saving plans
- Insurance, savings, wealth management, etc.
Harness banking services and specialized cloud-based API platforms within the secure and regulated infrastructure of a licensed bank.
Banking Application
Core Banking Platform: A genuinely customer-centric web banking application provides all essential banking functionalities – current accounts, payments, currency exchange, statements, payment templates and others.
Acquire the needed Licenses through our advisory Arm.
Core Banking Services – Personal and business digital banking:
- Onboarding and E-KYC
- Payment solutions
- Saving account, Current account, Salary account, Wedding account, Junior account.
- Debit (virtual) cards
- Credit cards
- Personal loans and credit: Extending credit lines, personal loans, and credit score monitoring
- SME lending
- Overdrafts & loans (working capital)
Additional Services:
- Foreign Exchange and International Transfers: Offering competitive rates for global transactions
- Money Management: Features to categorize spending, set budgets, and track financial goals
- Insurance: Offering various insurance products such as travel and health insurance.
AI & Smart Scoring
Artificial Intelligence (AI) is the secret weapon of the digital transformation in the banking industry. Using Monty Mobile’s AI analytical solutions, you will be able to:
- Maximize revenues and minimize risks
- Enhance the overall customer experience
- Incite specific behavioral patterns to drive positive results
- Take advantage of customer data to score your subscribers based on their creditworthiness
- Provide personalized and proactive banking services to your subscribers
- Become a truly customer-centric banking application.
Lending
We go beyond digital payments and help you monetize your digital solution by providing lending capabilities.
Why settle for an outdated lending process when you can embrace a smart AI-powered lending solution that delivers tangible results?
- Free your subscribers from traditional loan origination
- Increase investment due to loan flexibility
- Widen credit access to underbanked and unbanked communities
- Offer them a hassle-free digital lending experience
- Improve your overall business performance
- Drive conversion and revenue growth
- Tailor your offers to specific customer segments
- Access ready-made management views and reporting tools
- Enjoy a ’minimum-risk’ lending platform.
Our Lending Services include:
- Check out lending: BNPL
- P2P lending
- Mobile money lending
- Loans (personal, housing, vehicle)
- SME loans: Working capital, overdrafts, etc.
Payment Gateway
Stay ahead of your competitors with our fully customizable white-label solution.
- One simple integration
- Access to our 200+ ready-made connectors to banks and payment methods
- PCI DSS compliant payment platform
- Allows subscribers to cater to international customers
- Enables them to expand their business.
Safety & Security
MDBS prioritizes the safety and security of your subscribers with a range of measures and a comprehensive and user-friendly banking experience.
- Compliance with financial regulations
- Transaction and fraud monitoring
- Insurance coverage
- Security of subscribers’ financial transactions
- Two-factor authentication and QR code payments.
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